If you have specific goals for retirement, our professionals can guide you through the maze of available financial options. Our unique, “fee-only” approach to planning allows us to consider only your needs and objectives, helping you achieve your goals in retirement, investments and estate preservation.
We see our innovative approach to advising clients as “Life Planning,” moving our clients through various phases of their investment life cycle. From wealth accumulation to preservation and transition, we bring critical knowledge to the process of asset management.
Through model portfolio construction and ongoing investment management, we look for successful long term risk/return characteristics aligning with a buy and hold strategy. This approach offers many advantages, including:
Broad exposure to equities across the investment spectrum
Determining appropriate sector weightings in an effort to add value
Leveraging fixed incomes when suitable
Each quarter, AFS advisors meet to review strategic model portfolio allocations, examining weighting and individual fun managers, never taking our eyes off the market. To learn more about how we can help you, contact us today.
Mutual Fund Selection and Screening
With thousands of mutual funds available in the marketplace, how do you choose the right funds to include in your portfolio? And how much time can you dedicate to following individual fund performance? It’s easy to see how mutual fund selection can be a daunting and time-consuming task.
Fortunately, AFS’ proprietary screening methods relieve the burden of identifying top-tier managers and above-index investment opportunities. In the same way we assist our institutional clientele, AFS drives the research and makes our best recommendations to help you advance. Through analysis of actively managed funds, we employ quantitative and qualitative criteria, identifying funds that offer an ideal combination of performance, risk and expense.
Manager vs. Universe Large Value
AFS screens mutual fund performance, risk, expense and other factors to identify above-index opportunities.
Stock Selection and Screening
Investment in individual holdings can be an important part of a portfolio’s overall makeup. Including individual stocks can allow an advisor to better manage the tax implications of long-term investing. AFS realizes, however, that individual stocks are not suitable for all investors, as individual stocks often carry more risk and the potential for volatility.
There are three pillars that support our stock screening process:
The company’s financial health
Management’s use of excess capital (free cash flow)
The company’s (or industry’s) growth prospects
These criteria help form the baseline for a recommendation. But AFS believes no stock assessment can be complete without applying these factors to a valuation model. This is to say that, regardless of how solid the underlying fundamentals appear, a stock can still be overvalued if you must pay too much to own it (when compared against average valuations in a stock’s peer group or industry sector).
Stock Screening
AFS examines a company's financial health, capital and growth prospects when screening potential individual stock holdings, and then applies these findings to a valuation model.
Model Portfolios
Practical investing demands a process. AFS knows how to build the investment infrastructure that can help grow and sustain long-term wealth. Our process works for major institutional clients. See how it can also work for you:
We continually blend a group of major indices together to form Efficient Frontier recommendations based on Modern Portfolio Theory – identifying holdings that offer the best potential returns with the least amount of risk.
Within this Efficient Frontier foundation, AFS applies an economist’s
global point of view – instead of a business analyst’s point of view – to accommodate tactical asset allocation adjustments.
AFS uses industry-leading software to screen active managers, processing extensive raw data for style analysis. This sophisticated and
continuous evaluation helps ensure that identified managers represent the targeted index. Additionally, we set tolerances for portfolio weightings to allow for market fluctuation … without generating taxable
events for our clients based on short-term market movements.
What does all this mean for you?
Not only can AFS design custom model portfolios tailored to your investment style and objectives, but we can also better measure the performance of the model and add value through active management.
The process never ends.
Each quarter, AFS advisors meet to review strategic model portfolio allocations, examining weighting and individual fund managers. We never take our eyes off the market. Because we never want to miss an opportunity that could help you advance toward your goals.
